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About and methodology

Who we are

Payout Terminus is an independent comparison site covering how quickly Australian players actually get paid by offshore online casinos. It is written and maintained by Nerida Callaghan, who spent nine years in retail payments operations before moving to editorial work.

The site takes its name from the end of a branch line: a terminus is the point at which a journey genuinely finishes. That is the question this site is interested in — not what an operator advertises about its payouts, but where and when the money actually lands.

How the ranking is ordered

The order is commercial. The operators listed are ones this site holds affiliate arrangements with, and it earns a commission when a reader opens an account through a link. That determines who appears and in what sequence, and it is stated on the money page as well as here.

What is not commercial is the information beside each name. Welcome offers, minimum deposits, free spins and wagering requirements are taken from what the operator itself publishes, and where an operator publishes nothing the row says so instead of carrying an estimate.

What we deliberately do not publish

No per-operator payout time in hours. No star ratings. No licence numbers. No claim about how long a verification took. None of those were measured here, and printing them beside a brand name would lend them a precision they have not earned.

The speed guidance on this site is about payment rails and cashier process — the New Payments Platform, verification timing, reversal windows, weekend staffing — because those are checkable and they are what actually determines when you get paid.